Service 07

Air Tickets & Forex

Concierge fares, wholesale forex rates and zero markup. Your money moves first, you follow.

Forex markup

IATA

Licensed desk

48 hr

Ticket lock

SWIFT

Same-day wire

Interactive

Forex, without the markup.

You send (USD)

US Dollar · Interbank mid ₹88.60 · SICS TT ₹88.91

How is this funded?

You actually pay in India (all-in)

₹8,91,491

Converted at TT rate₹8,89,101

Bank / SWIFT fee₹1,500

GST (18% on LRS slab value)₹890

TCS (0.5% above ₹10L, loan)₹0

vs interbank mid+₹5,491

Wire time

Same day

Card issue

24 hours

GIC / Blocked

Included

Note on figures

Figures shown are indicative. The final amount depends on the payment platform your university partners with (Flywire, Convera, PayMyTuition, direct SWIFT, etc.), the bank's live TT card rate at the moment of remittance, and any university-side processing fee. Per Budget 2025, the LRS threshold is ₹10L per financial year — remittance through a sanctioned education loan is taxed at 0.5% above ₹10L; self-funded remittance is taxed at 5% above ₹10L. The same rule applies uniformly across all destinations (USA, UK, Canada, Australia, EU, etc.) because TCS is levied in India, not by the receiving country. Currency rates and applicable charges can move daily — SICS locks the rate with you before the wire is sent.

Deliverables