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Gone are the days when studying abroad was nothing more than a far-flung dream! Until some years ago, international education was not within the means of many deserving students because of the financial limitations. Consequently, these students had to jump in the job market precipitately. This vulnerable move transformed many intelligent minds into a commonplace individual. Although scholarships were very much present, but those were so few in numbers that only a handful of fortunate students could avail them. With the passing years, the scenario has changed radically.
The boom in the banking sector has led to release of large amount of funds for education loans. There is a line of private and public banks offering loans at handsome rates. This change is encouraging more and more students to take up higher education, notwithstanding their financial inadequacy. Here, we have tried to list the name of banks and the details about various educational loans provided by them.
Bank loans are easily available for higher studies anywhere in the world. Loans should be preferably taken from a nationalized bank. The terms & conditions for educational loans may vary from bank to bank.
All Professional/Technical job oriented courses offered by reputed Universities.
Maximum Rs.15 Lakhs.
Margin : 15%
For Loans upto Rs.4 Lakhs, no collateral security is required. For Loans above Rs.4 Lakhs, collateral security is required.
Course period + one year or 6 months after getting a job, whichever is earlier. The loan is to be repaid in 5-7 years after commencement of repayment.
Upto Rs. 4 Lakhs-PLR
Above Rs. 4 Lakhs-PLR + 1%
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